Your personal CFO,for the wealth you are building.
Weltog pulls your net worth, cash flow, budget, portfolio, goals and financial independence plan into one private dashboard — and gives you an AI assistant that has actually read your numbers.
Free to start. No bank linking. No card required.
Net worth
₹1.84 Cr
+2.4% this month
Savings rate
48%
3-month average
Independence
9.2 yrs
at current pace
Illustrative dashboard preview
Stop stitching your finances together across six spreadsheets
Weltog is a complete wealth system, not an expense tracker with a chart bolted on.
Net worth, month by month
Every asset and liability in one ledger, with growth, streaks and a trend line that finally shows compounding.
Cash flow that feeds everything
Your own income, expense, investment and savings categories become the single source of truth for the whole app.
Live stock and fund tracking
Search a company, add the holding, and see live prices, XIRR, dividends and sector concentration.
Goals with real maths
Sliders for target, contribution and horizon, with the required monthly SIP recalculated as you move them.
Financial independence
The corpus you need, the year you get there, and an honest read on whether your withdrawal rate is safe.
Wel, your AI assistant
Ask questions in plain language. Wel reads a live snapshot of your accounts before it answers.
Three steps to a dashboard that tells the truth
Bring your numbers in
Enter them yourself or import a holdings file from Groww, Zerodha, Upstox or Angel One. No bank credentials, ever.
Set your assumptions
Age, retirement age, expected return, inflation, SIP step-up and withdrawal rate. Every figure in the app follows them.
Watch the plan work
Record each month, follow your health score, and let Wel flag what drifted before it becomes a problem.
An assistant that answers with your numbers
Wel is grounded in a structured snapshot of your own accounts. Ask whether you can afford a car, what happens if you raise your SIP, or where last month went — and get an answer based on your data, with a confirmation card before anything is written.
- Natural language questions about your own portfolio
- Drafts entries and updates you approve before saving
- Written month and week summaries for your reports
- Proactive nudges when allocation or savings drift
Private by design
No bank linking
Weltog never asks for banking credentials and cannot move money. You stay in control of what it knows.
Row-level isolation
Every record is scoped to your account at the database layer, not just in the interface.
Built for India
Rupee formatting, lakh and crore notation, EPF, gold and Indian broker imports, out of the box.
Start free. Upgrade when Weltog earns it.
Every core module is free forever. Pro unlocks unlimited AI and advanced reporting.
Free
₹0
per month
Everything you need to get your whole financial life in one place.
- Net worth tracking
- Cash flow
- Budget
- Goals
- Financial Independence
- Stocks & mutual funds
- Portfolio import
- Basic reports
- Limited AI (20 messages / month)
Pro
Founding Member₹299
per month, or ₹2,999 / year (save 16%)
Early adopters may keep discounted pricing for life.
- Everything in Free
- Unlimited AI assistant (Wel)
- Advanced reports & analytics
- PDF and Excel exports
- Unlimited portfolio imports
- AI spending insights
- AI investment insights
- Advanced FIRE planning
- Priority support
- Early access to new features
Family
Coming soon
Shared wealth for the people you plan with.
- Up to 5 members
- Shared wealth dashboard
- Family goals
- Shared budgets
- Shared net worth
Advisor / Enterprise
Coming soon
For professionals managing many portfolios.
- Multi-client dashboard
- Client reporting
- Advisor analytics
Your money deserves a control room.
Set up your dashboard in a few minutes and see exactly where you stand.